Wednesday, May 5, 2010

Mint.com

Mint.com

You can use free budget software online, and keep track of all your bank accounts, credit card bills, and expenses in one place. Forget about figuring out the month's expenses on scrap paper or buying expensive software that's bulky to use. Mint.com offers free budget software that is refreshing to use. Here's how to use the free budget software at mint.com.

1. Visit www.mint.com and check out the features and resources available for users. The blog, community, software and tips all come together to create a fun environment to manage your finances.
2. Sign up with a username, email address and strong password and fill in your personal information in your profile.
3. Add your bank accounts, so you can always see all your bank balance information from one easy login at mint.
4. Get your credit card statements and add these accounts to your mint profile. This information is only seen by you, and helps you stay organized with everything on one place.
5. Set up your budget and track your spending throughout the month. You'll quickly learn what you really spend your money on and you can adjust your budget accordingly.
6. Monitor and pay your credit card bills and other accounts, signing up for e-alerts to let you know of upcoming bills.
7. Review how your interest rates on credit cards and savings accounts compare to other users. Track your spending habits and see how they compare to other users in general.
8. Apply for better loans and bank accounts with higher interest rates if your credit cards charge too much and your savings are earning paltry returns.

Tips & Warnings
1. You don't have to enter your social security number to register at mint.com
2. Your information is kept safe on the same security level as bank websites.
3. Avoid identity theft by keeping your information secure online and off, using only trusted sites.

David Bixel
Erin Murphy
MB Tax Pro
Portland, OR 97210
http://www.mbtaxpro.com/